Royal Navy & Royal Marines Charity operates as a grant-making and commissioning charity, providing funding to organisations that are best placed to deliver meaningful support to Naval Service personnel, veterans, and their families. Rather than delivering all services directly, the RNRMC invests in specialist partners across the sector—such as welfare providers, mental health services, community projects, and family support organisations—ensuring beneficiaries receive high-quality, targeted assistance where it is needed most. This approach allows the charity to maximise impact, avoid duplication, and respond flexibly to evolving needs within the Naval community. By commissioning expert organisations and awarding grants strategically, the RNRMC ensures every donation is used effectively.